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      Run the full monthly number before deciding. Rent or mortgage is only the loud cost; the quiet costs are what wear you down. The city is safe, organized, and family-friendly, but teenagers or city-loving adults may experience that same structure as boredom. Also listen to the person in the family who is least excited. They often see the problem everyone else is trying to ignore. The first few months were not a fair test. They were setup, loneliness, paperwork, and too many small decisions.

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