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Are Florida insurance costs a dealbreaker?

Are Florida insurance costs a dealbreaker?

Cost of Living & Money

Are Florida insurance costs a dealbreaker?

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    • #22708
      calebsunset14721
      Participant

      Posting from Milwaukee, Wisconsin. We may be heading to Safety Harbor, Florida, mostly because of one-income trial year. On paper it makes sense, but I don’t want to make a clean spreadsheet decision and then create a messy family life. Specific question: Are Florida insurance costs a dealbreaker?. We are also thinking about visiting grandparents, healthcare, and whether the area will still fit us in five years. We are trying to understand the true monthly cost, not only rent or mortgage. What did you only understand after living there for a few months?

    • #22709

      A weekend visit will not show this clearly. separate the monthly budget from the arrival budget. The monthly budget has housing, cars, childcare, utilities, insurance, and activities. The arrival budget has deposits, furniture, movers, repairs, hotel nights, and all the annoying things nobody posts on Instagram. In Tampa Area, home insurance and summer humidity are the two categories I would not underestimate. A move can still be financially smart and still feel expensive during the first six months.

    • #22710
      samuelcloud77853
      Participant

      Former Dallas, Texas perspective: separate the monthly budget from the arrival budget. The monthly budget has housing, cars, childcare, utilities, insurance, and activities. The arrival budget has deposits, furniture, movers, repairs, hotel nights, and all the annoying things nobody posts on Instagram. In Tampa Area, summer humidity and bridge traffic are the two categories I would not underestimate. A move can still be financially smart and still feel expensive during the first six months.

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