Choosing international health insurance is about balancing affordability, coverage, and the specific needs of your destination. Start by asking: Will local healthcare be enough, or do I need full private coverage? If you’re moving to places with excellent public healthcare (like France or Australia), basic coverage might suffice, but elsewhere, full international plans are smart.
Look for policies that cover hospital stays, outpatient care, emergency evacuation, dental, and maternity if needed. Providers like Cigna Global, Allianz Care, and IMG offer plans specifically tailored for expats. Also, double-check if the policy covers pre-existing conditions and has a strong global hospital network.
Comparing policies online through a broker or aggregator site can help you find the right balance. And remember, many visa applications require proof of insurance that meets minimum requirements — so it’s not just a safety net, it’s a necessity.